Call reports 2017
BANK OF SPRINGFIELD — 2017
What BANK OF SPRINGFIELD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 932,306,000 | 948,832,000 | 956,844,000 | 981,848,000 |
| Total loans | 763,101,000 | 793,734,000 | 799,687,000 | 839,163,000 |
| Allowance for loan losses | 9,453,000 | 9,901,000 | 8,966,000 | 8,988,000 |
| Securities available for sale | 66,101,000 | 64,552,000 | 63,346,000 | 60,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 791,784,000 | 810,918,000 | 807,514,000 | 825,677,000 |
| Interest-bearing deposits | 641,726,000 | 665,416,000 | 673,262,000 | 665,365,000 |
| Noninterest-bearing deposits | 150,058,000 | 145,502,000 | 134,252,000 | 160,312,000 |
| Equity capital | 81,210,000 | 82,483,000 | 83,919,000 | 84,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,640,000 | 17,598,000 | 26,901,000 | 36,657,000 |
| Interest expense | 769,000 | 1,569,000 | 2,449,000 | 3,427,000 |
| Net interest income | 7,871,000 | 16,029,000 | 24,452,000 | 33,230,000 |
| Noninterest income | 2,554,000 | 5,441,000 | 8,289,000 | 11,287,000 |
| Noninterest expense | 7,896,000 | 15,782,000 | 23,854,000 | 33,311,000 |
| Provision for loan losses | 425,000 | 980,000 | 1,280,000 | 1,480,000 |
| Pretax income | 2,104,000 | 4,705,000 | 7,604,000 | 9,723,000 |
| Income tax | 823,000 | 1,848,000 | 2,994,000 | 3,800,000 |
| Net income | 1,281,000 | 2,857,000 | 4,610,000 | 5,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,953,000 | 81,975,000 | 82,601,000 | 83,600,000 |
| Total capital | 90,406,000 | 91,876,000 | 91,567,000 | 92,588,000 |
| Risk-weighted assets | 819,419,000 | 851,623,000 | 860,602,000 | 907,323,000 |