Call reports 2016
BANK OF SPRINGFIELD — 2016
What BANK OF SPRINGFIELD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 891,161,000 | 891,031,000 | 898,678,000 | 912,493,000 |
| Total loans | 747,785,000 | 757,034,000 | 775,549,000 | 773,462,000 |
| Allowance for loan losses | 8,152,000 | 8,544,000 | 9,175,000 | 9,153,000 |
| Securities available for sale | 38,987,000 | 43,412,000 | 51,926,000 | 57,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,282,000 | 772,500,000 | 778,898,000 | 794,213,000 |
| Interest-bearing deposits | 638,499,000 | 651,855,000 | 657,623,000 | 643,629,000 |
| Noninterest-bearing deposits | 137,783,000 | 120,645,000 | 121,275,000 | 150,584,000 |
| Equity capital | 75,643,000 | 77,835,000 | 79,392,000 | 79,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,331,000 | 16,603,000 | 25,136,000 | 33,808,000 |
| Interest expense | 774,000 | 1,518,000 | 2,297,000 | 3,074,000 |
| Net interest income | 7,557,000 | 15,085,000 | 22,839,000 | 30,734,000 |
| Noninterest income | 2,621,000 | 5,336,000 | 8,427,000 | 11,321,000 |
| Noninterest expense | 7,493,000 | 15,018,000 | 22,731,000 | 30,873,000 |
| Provision for loan losses | 500,000 | 1,025,000 | 1,675,000 | 2,125,000 |
| Pretax income | 2,185,000 | 4,378,000 | 6,860,000 | 9,057,000 |
| Income tax | 881,000 | 1,738,000 | 2,690,000 | 3,530,000 |
| Net income | 1,304,000 | 2,640,000 | 4,170,000 | 5,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,067,000 | 77,135,000 | 78,672,000 | 79,742,000 |
| Total capital | 83,219,000 | 85,679,000 | 87,847,000 | 88,895,000 |
| Risk-weighted assets | 792,755,000 | 799,109,000 | 826,709,000 | 830,273,000 |