Call reports 2014
BANK OF SPRINGFIELD — 2014
What BANK OF SPRINGFIELD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 755,028,000 | 770,959,000 | 828,523,000 | 854,981,000 |
| Total loans | 582,192,000 | 601,777,000 | 664,579,000 | 702,192,000 |
| Allowance for loan losses | 6,072,000 | 6,308,000 | 6,769,000 | 6,677,000 |
| Securities available for sale | 4,227,000 | 4,213,000 | 4,559,000 | 2,901,000 |
| Securities held to maturity | 86,288,000 | 82,502,000 | 85,526,000 | 78,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 649,262,000 | 661,017,000 | 686,415,000 | 726,273,000 |
| Interest-bearing deposits | 549,694,000 | 557,352,000 | 584,865,000 | 597,268,000 |
| Noninterest-bearing deposits | 99,568,000 | 103,665,000 | 101,550,000 | 129,005,000 |
| Equity capital | 63,980,000 | 64,283,000 | 67,092,000 | 68,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,864,000 | 13,889,000 | 21,537,000 | 29,256,000 |
| Interest expense | 1,024,000 | 2,055,000 | 3,102,000 | 4,147,000 |
| Net interest income | 5,840,000 | 11,834,000 | 18,435,000 | 25,109,000 |
| Noninterest income | 1,864,000 | 3,962,000 | 6,829,000 | 9,472,000 |
| Noninterest expense | 6,675,000 | 13,331,000 | 20,548,000 | 28,193,000 |
| Provision for loan losses | 50,000 | 290,000 | 865,000 | 1,765,000 |
| Pretax income | 979,000 | 2,175,000 | 3,851,000 | 4,643,000 |
| Income tax | 344,000 | 773,000 | 1,184,000 | 1,467,000 |
| Net income | 635,000 | 1,402,000 | 2,667,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,758,000 | 64,002,000 | 66,424,000 | 68,144,000 |
| Total capital | 69,830,000 | 70,310,000 | 73,193,000 | 74,821,000 |
| Risk-weighted assets | 617,283,000 | 634,389,000 | 698,105,000 | 732,205,000 |