Call reports 2013
BANK OF SPRINGFIELD — 2013
What BANK OF SPRINGFIELD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 732,965,000 | 731,457,000 | 727,889,000 | 755,966,000 |
| Total loans | 550,067,000 | 564,041,000 | 556,400,000 | 581,856,000 |
| Allowance for loan losses | 6,768,000 | 6,482,000 | 5,805,000 | 5,995,000 |
| Securities available for sale | 5,800,000 | 4,940,000 | 4,689,000 | 4,458,000 |
| Securities held to maturity | 78,966,000 | 74,344,000 | 71,726,000 | 77,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,769,000 | 634,006,000 | 625,092,000 | 653,330,000 |
| Interest-bearing deposits | 542,704,000 | 545,901,000 | 537,586,000 | 542,565,000 |
| Noninterest-bearing deposits | 91,065,000 | 88,105,000 | 87,506,000 | 110,765,000 |
| Equity capital | 61,369,000 | 62,435,000 | 63,338,000 | 63,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,138,000 | 14,183,000 | 21,338,000 | 28,243,000 |
| Interest expense | 1,134,000 | 2,202,000 | 3,267,000 | 4,313,000 |
| Net interest income | 6,004,000 | 11,981,000 | 18,071,000 | 23,930,000 |
| Noninterest income | 2,159,000 | 4,594,000 | 6,652,000 | 8,983,000 |
| Noninterest expense | 6,107,000 | 12,379,000 | 18,663,000 | 25,254,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,000,000 | 1,200,000 |
| Pretax income | 1,756,000 | 3,526,000 | 5,090,000 | 6,489,000 |
| Income tax | 672,000 | 1,352,000 | 1,946,000 | 2,486,000 |
| Net income | 1,084,000 | 2,174,000 | 3,144,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,235,000 | 62,178,000 | 63,150,000 | 63,421,000 |
| Total capital | 68,003,000 | 68,660,000 | 68,955,000 | 69,416,000 |
| Risk-weighted assets | 580,166,000 | 598,142,000 | 592,755,000 | 619,086,000 |