Call reports 2012
BANK OF SPRINGFIELD — 2012
What BANK OF SPRINGFIELD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 772,431,000 | 733,387,000 | 720,199,000 | 757,844,000 |
| Total loans | 542,766,000 | 549,837,000 | 555,352,000 | 585,235,000 |
| Allowance for loan losses | 6,146,000 | 6,130,000 | 6,102,000 | 6,785,000 |
| Securities available for sale | 5,133,000 | 3,245,000 | 4,237,000 | 3,953,000 |
| Securities held to maturity | 95,936,000 | 95,914,000 | 91,604,000 | 88,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,002,000 | 636,934,000 | 626,064,000 | 660,575,000 |
| Interest-bearing deposits | 560,734,000 | 530,578,000 | 523,398,000 | 554,580,000 |
| Noninterest-bearing deposits | 113,268,000 | 106,356,000 | 102,666,000 | 105,995,000 |
| Equity capital | 58,514,000 | 58,784,000 | 59,920,000 | 60,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,659,000 | 15,361,000 | 22,961,000 | 30,625,000 |
| Interest expense | 1,607,000 | 3,032,000 | 4,310,000 | 5,503,000 |
| Net interest income | 6,052,000 | 12,329,000 | 18,651,000 | 25,122,000 |
| Noninterest income | 2,541,000 | 4,758,000 | 7,568,000 | 9,947,000 |
| Noninterest expense | 5,874,000 | 12,112,000 | 18,256,000 | 24,691,000 |
| Provision for loan losses | 713,000 | 1,474,000 | 2,449,000 | 3,199,000 |
| Pretax income | 2,006,000 | 3,505,000 | 5,518,000 | 7,185,000 |
| Income tax | 765,000 | 1,330,000 | 2,103,000 | 2,734,000 |
| Net income | 1,241,000 | 2,175,000 | 3,415,000 | 4,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,233,000 | 58,615,000 | 59,857,000 | 60,314,000 |
| Total capital | 64,379,000 | 64,745,000 | 65,959,000 | 67,099,000 |
| Risk-weighted assets | 571,318,000 | 584,688,000 | 591,137,000 | 612,422,000 |