Call reports 2011
BANK OF SPRINGFIELD — 2011
What BANK OF SPRINGFIELD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 736,305,000 | 744,229,000 | 742,420,000 | 727,866,000 |
| Total loans | 540,148,000 | 549,056,000 | 564,016,000 | 550,947,000 |
| Allowance for loan losses | 5,405,000 | 5,187,000 | 5,672,000 | 6,291,000 |
| Securities available for sale | 4,642,000 | 2,349,000 | 2,301,000 | 1,857,000 |
| Securities held to maturity | 62,439,000 | 73,610,000 | 94,717,000 | 92,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,887,000 | 656,369,000 | 650,438,000 | 610,447,000 |
| Interest-bearing deposits | 545,399,000 | 549,195,000 | 541,720,000 | 497,800,000 |
| Noninterest-bearing deposits | 102,488,000 | 107,174,000 | 108,718,000 | 112,647,000 |
| Equity capital | 55,538,000 | 55,449,000 | 55,400,000 | 57,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,701,000 | 15,735,000 | 23,606,000 | 31,905,000 |
| Interest expense | 2,163,000 | 4,204,000 | 6,155,000 | 7,793,000 |
| Net interest income | 5,538,000 | 11,531,000 | 17,451,000 | 24,112,000 |
| Noninterest income | 1,299,000 | 3,093,000 | 4,984,000 | 7,531,000 |
| Noninterest expense | 5,624,000 | 11,526,000 | 16,933,000 | 23,285,000 |
| Provision for loan losses | 100,000 | 975,000 | 2,225,000 | 3,075,000 |
| Pretax income | 1,113,000 | 2,192,000 | 3,346,000 | 5,352,000 |
| Income tax | 368,000 | 779,000 | 1,214,000 | 2,002,000 |
| Net income | 745,000 | 1,413,000 | 2,132,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,427,000 | 54,764,000 | 55,032,000 | 57,431,000 |
| Total capital | 59,832,000 | 59,951,000 | 60,704,000 | 63,722,000 |
| Risk-weighted assets | 577,435,000 | 580,818,000 | 592,512,000 | 573,398,000 |