Call reports 2010
BANK OF SPRINGFIELD — 2010
What BANK OF SPRINGFIELD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 637,559,000 | 673,149,000 | 725,438,000 | 681,222,000 |
| Total loans | 512,618,000 | 529,380,000 | 543,341,000 | 536,754,000 |
| Allowance for loan losses | 5,829,000 | 5,051,000 | 4,772,000 | 5,470,000 |
| Securities available for sale | 6,120,000 | 6,036,000 | 4,861,000 | 5,102,000 |
| Securities held to maturity | 8,167,000 | 14,716,000 | 21,461,000 | 26,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,805,000 | 586,724,000 | 638,272,000 | 594,338,000 |
| Interest-bearing deposits | 466,518,000 | 498,900,000 | 547,629,000 | 499,171,000 |
| Noninterest-bearing deposits | 89,287,000 | 87,824,000 | 90,643,000 | 95,167,000 |
| Equity capital | 50,416,000 | 52,502,000 | 53,898,000 | 54,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,090,000 | 14,497,000 | 22,346,000 | 30,455,000 |
| Interest expense | 2,102,000 | 4,297,000 | 6,623,000 | 8,941,000 |
| Net interest income | 4,988,000 | 10,200,000 | 15,723,000 | 21,514,000 |
| Noninterest income | 1,541,000 | 3,338,000 | 5,638,000 | 8,436,000 |
| Noninterest expense | 4,645,000 | 9,758,000 | 14,927,000 | 20,993,000 |
| Provision for loan losses | 415,000 | 690,000 | 1,830,000 | 2,930,000 |
| Pretax income | 1,469,000 | 3,090,000 | 4,604,000 | 6,027,000 |
| Income tax | 577,000 | 1,162,000 | 1,693,000 | 2,209,000 |
| Net income | 892,000 | 1,928,000 | 2,911,000 | 3,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,933,000 | 51,987,000 | 52,640,000 | 53,753,000 |
| Total capital | 55,762,000 | 57,038,000 | 57,412,000 | 59,223,000 |
| Risk-weighted assets | 549,982,000 | 553,765,000 | 566,273,000 | 583,766,000 |