Call reports 2001
BANK OF SPRINGFIELD — 2001
What BANK OF SPRINGFIELD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 285,147,000 | 283,811,000 | 283,097,000 | 282,558,000 |
| Total loans | 241,257,000 | 248,162,000 | 247,535,000 | 247,493,000 |
| Allowance for loan losses | 1,610,000 | 1,717,000 | 1,792,000 | 1,985,000 |
| Securities available for sale | 1,663,000 | 1,650,000 | 1,639,000 | 1,596,000 |
| Securities held to maturity | 2,200,000 | 1,324,000 | 1,317,000 | 1,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,166,000 | 258,746,000 | 255,097,000 | 252,226,000 |
| Interest-bearing deposits | 235,770,000 | 230,529,000 | 230,198,000 | 224,112,000 |
| Noninterest-bearing deposits | 25,396,000 | 28,217,000 | 24,900,000 | 28,114,000 |
| Equity capital | 19,042,000 | 20,104,000 | 20,858,000 | 21,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,331,000 | 10,666,000 | 15,800,000 | 20,766,000 |
| Interest expense | 3,226,000 | 6,300,000 | 9,148,000 | 11,543,000 |
| Net interest income | 2,105,000 | 4,366,000 | 6,652,000 | 9,223,000 |
| Noninterest income | 719,000 | 1,527,000 | 2,507,000 | 4,157,000 |
| Noninterest expense | 1,940,000 | 3,859,000 | 5,902,000 | 8,557,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 590,000 |
| Pretax income | 764,000 | 1,794,000 | 2,897,000 | 4,233,000 |
| Income tax | 210,000 | 588,000 | 988,000 | 1,624,000 |
| Net income | 554,000 | 1,206,000 | 1,909,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,054,000 | 20,114,000 | 20,860,000 | 21,390,000 |
| Total capital | 20,664,000 | 21,831,000 | 22,652,000 | 23,375,000 |
| Risk-weighted assets | 225,251,000 | 234,740,000 | 225,196,000 | 229,394,000 |