Call reports 2022
BANK OF SAINT ELIZABETH — 2022
What BANK OF SAINT ELIZABETH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 228,032,000 | 233,942,000 | 225,742,000 |
| Total loans | 143,624,000 | 151,552,000 | 165,721,000 |
| Allowance for loan losses | 0 | 92,000 | 88,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 186,201,000 | 191,675,000 | 182,696,000 |
| Interest-bearing deposits | 129,723,000 | 129,236,000 | 120,887,000 |
| Noninterest-bearing deposits | 56,478,000 | 62,439,000 | 61,809,000 |
| Equity capital | 34,019,000 | 34,499,000 | 35,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,893,000 | 3,961,000 | 6,390,000 |
| Interest expense | 201,000 | 391,000 | 574,000 |
| Net interest income | 1,692,000 | 3,570,000 | 5,816,000 |
| Noninterest income | 439,000 | 898,000 | 1,297,000 |
| Noninterest expense | 1,168,000 | 2,373,000 | 3,669,000 |
| Provision for loan losses | 0 | 92,000 | 92,000 |
| Pretax income | 963,000 | 2,003,000 | 3,352,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 963,000 | 2,003,000 | 3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 20,469,000 | 20,979,000 | 21,743,000 |
| Total capital | 20,469,000 | 21,071,000 | 21,831,000 |
| Risk-weighted assets | 125,162,000 | 133,276,000 | 138,907,000 |