Call reports 2021
BANK OF SAINT ELIZABETH — 2021
What BANK OF SAINT ELIZABETH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 185,390,000 | 188,320,000 | 198,943,000 | 215,383,000 |
| Total loans | 142,666,000 | 141,207,000 | 144,323,000 | 144,760,000 |
| Allowance for loan losses | 636,000 | 637,000 | 636,000 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,466,000 | 157,604,000 | 168,151,000 | 174,029,000 |
| Interest-bearing deposits | 112,316,000 | 111,900,000 | 120,491,000 | 119,066,000 |
| Noninterest-bearing deposits | 43,150,000 | 45,704,000 | 47,660,000 | 54,963,000 |
| Equity capital | 21,553,000 | 22,329,000 | 22,873,000 | 33,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,795,000 | 4,906,000 | 6,826,000 | 8,786,000 |
| Interest expense | 240,000 | 465,000 | 682,000 | 888,000 |
| Net interest income | 2,555,000 | 4,441,000 | 6,144,000 | 7,898,000 |
| Noninterest income | 542,000 | 1,109,000 | 1,642,000 | 2,175,000 |
| Noninterest expense | 1,453,000 | 2,730,000 | 3,972,000 | 5,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,644,000 | 2,820,000 | 3,814,000 | 4,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,644,000 | 2,820,000 | 3,814,000 | 4,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,839,000 | 19,615,000 | 20,159,000 | 19,784,000 |
| Total capital | 19,475,000 | 20,252,000 | 20,795,000 | 19,784,000 |
| Risk-weighted assets | 112,971,000 | 115,883,000 | 120,437,000 | 122,472,000 |