Call reports 2020
BANK OF SAINT ELIZABETH — 2020
What BANK OF SAINT ELIZABETH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,144,000 | 176,148,000 | 181,667,000 | 184,463,000 |
| Total loans | 134,338,000 | 142,210,000 | 141,883,000 | 139,894,000 |
| Allowance for loan losses | 642,000 | 632,000 | 633,000 | 634,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,990,000 | 148,219,000 | 153,164,000 | 155,611,000 |
| Interest-bearing deposits | 101,144,000 | 109,924,000 | 113,322,000 | 114,874,000 |
| Noninterest-bearing deposits | 28,846,000 | 38,295,000 | 39,842,000 | 40,737,000 |
| Equity capital | 18,709,000 | 19,573,000 | 20,150,000 | 20,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 4,230,000 | 6,186,000 | 8,125,000 |
| Interest expense | 338,000 | 665,000 | 981,000 | 1,275,000 |
| Net interest income | 1,609,000 | 3,565,000 | 5,205,000 | 6,850,000 |
| Noninterest income | 375,000 | 736,000 | 1,143,000 | 1,615,000 |
| Noninterest expense | 1,315,000 | 2,468,000 | 3,638,000 | 5,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 669,000 | 1,833,000 | 2,710,000 | 3,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 669,000 | 1,833,000 | 2,710,000 | 3,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,995,000 | 16,859,000 | 17,436,000 | 17,840,000 |
| Total capital | — | 17,491,000 | 18,069,000 | 18,474,000 |
| Risk-weighted assets | — | 111,789,000 | 114,993,000 | 114,051,000 |