Call reports 2019
BANK OF SAINT ELIZABETH — 2019
What BANK OF SAINT ELIZABETH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,597,000 | 151,803,000 | 152,647,000 | 149,009,000 |
| Total loans | 121,333,000 | 125,438,000 | 126,233,000 | 131,915,000 |
| Allowance for loan losses | 656,000 | 655,000 | 655,000 | 641,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,952,000 | 131,329,000 | 131,625,000 | 127,737,000 |
| Interest-bearing deposits | 93,621,000 | 96,677,000 | 97,885,000 | 95,599,000 |
| Noninterest-bearing deposits | 32,331,000 | 34,652,000 | 33,740,000 | 32,138,000 |
| Equity capital | 17,306,000 | 18,135,000 | 18,605,000 | 18,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,699,000 | 5,642,000 | 7,607,000 |
| Interest expense | 291,000 | 606,000 | 981,000 | 1,324,000 |
| Net interest income | 1,512,000 | 3,093,000 | 4,661,000 | 6,283,000 |
| Noninterest income | 274,000 | 580,000 | 923,000 | 1,269,000 |
| Noninterest expense | 1,152,000 | 2,210,000 | 3,351,000 | 4,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 634,000 | 1,463,000 | 2,233,000 | 2,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 634,000 | 1,463,000 | 2,233,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,592,000 | 15,421,000 | 15,891,000 | 15,826,000 |
| Total capital | 15,248,000 | 16,076,000 | 16,546,000 | 16,467,000 |
| Risk-weighted assets | 93,621,000 | 95,576,000 | 94,640,000 | 98,123,000 |