Call reports 2018
BANK OF SAINT ELIZABETH — 2018
What BANK OF SAINT ELIZABETH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,585,000 | 132,321,000 | 138,569,000 | 140,064,000 |
| Total loans | 107,647,000 | 109,887,000 | 117,062,000 | 118,811,000 |
| Allowance for loan losses | 682,000 | 685,000 | 679,000 | 671,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,741,000 | 115,531,000 | 115,317,000 | 116,642,000 |
| Interest-bearing deposits | 79,177,000 | 79,563,000 | 79,729,000 | 83,715,000 |
| Noninterest-bearing deposits | 33,564,000 | 35,968,000 | 35,588,000 | 32,927,000 |
| Equity capital | 16,637,000 | 16,590,000 | 16,994,000 | 17,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,155,000 | 4,833,000 | 6,617,000 |
| Interest expense | 110,000 | 237,000 | 386,000 | 609,000 |
| Net interest income | 1,432,000 | 2,918,000 | 4,447,000 | 6,008,000 |
| Noninterest income | 264,000 | 602,000 | 893,000 | 1,178,000 |
| Noninterest expense | 1,039,000 | 2,050,000 | 3,066,000 | 4,334,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 657,000 | 1,470,000 | 2,274,000 | 2,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 657,000 | 1,470,000 | 2,274,000 | 2,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,923,000 | 13,876,000 | 14,280,000 | 14,458,000 |
| Total capital | 14,605,000 | 14,561,000 | 14,959,000 | 15,129,000 |
| Risk-weighted assets | 81,158,000 | 83,663,000 | 87,922,000 | 92,524,000 |