Call reports 2017
BANK OF SAINT ELIZABETH — 2017
What BANK OF SAINT ELIZABETH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,300,000 | 128,720,000 | 127,963,000 | 126,868,000 |
| Total loans | 100,980,000 | 102,741,000 | 103,321,000 | 104,924,000 |
| Allowance for loan losses | 764,000 | 746,000 | 711,000 | 679,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,197,000 | 113,179,000 | 111,973,000 | 110,380,000 |
| Interest-bearing deposits | 82,177,000 | 82,334,000 | 80,406,000 | 78,451,000 |
| Noninterest-bearing deposits | 30,020,000 | 30,845,000 | 31,567,000 | 31,929,000 |
| Equity capital | 14,914,000 | 15,379,000 | 15,774,000 | 16,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,944,000 | 4,478,000 | 6,031,000 |
| Interest expense | 107,000 | 218,000 | 322,000 | 425,000 |
| Net interest income | 1,330,000 | 2,726,000 | 4,156,000 | 5,606,000 |
| Noninterest income | 254,000 | 538,000 | 802,000 | 1,097,000 |
| Noninterest expense | 957,000 | 1,872,000 | 2,871,000 | 4,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 627,000 | 1,392,000 | 2,087,000 | 2,672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 627,000 | 1,392,000 | 2,087,000 | 2,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,200,000 | 12,665,000 | 13,060,000 | 13,605,000 |
| Total capital | 12,964,000 | 13,411,000 | 13,771,000 | 14,284,000 |
| Risk-weighted assets | 79,538,000 | 80,378,000 | 79,266,000 | 78,927,000 |