Call reports 2009
EASTBANK — 2009
What EASTBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 21,464,000 | 15,489,000 |
| Total loans | 14,865,000 | 11,857,000 |
| Allowance for loan losses | 421,000 | 0 |
| Securities available for sale | 2,486,000 | 1,851,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 17,755,000 | 12,185,000 |
| Interest-bearing deposits | 15,053,000 | 10,171,000 |
| Noninterest-bearing deposits | 2,702,000 | 2,014,000 |
| Equity capital | 2,674,000 | 1,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 262,000 | 166,000 |
| Interest expense | 107,000 | 60,000 |
| Net interest income | 155,000 | 106,000 |
| Noninterest income | 73,000 | -13,000 |
| Noninterest expense | 370,000 | 141,000 |
| Provision for loan losses | 0 | 36,000 |
| Pretax income | -142,000 | -84,000 |
| Income tax | 3,000 | 0 |
| Net income | -145,000 | -84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 2,195,000 | 1,660,000 |
| Total capital | 2,371,000 | 1,660,000 |
| Risk-weighted assets | 13,854,000 | 12,007,000 |