Call reports 2008
EASTBANK — 2008
What EASTBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,281,000 | 21,024,000 | 19,335,000 | 20,915,000 |
| Total loans | 12,064,000 | 13,102,000 | 11,866,000 | 15,007,000 |
| Allowance for loan losses | 465,000 | 480,000 | 418,000 | 444,000 |
| Securities available for sale | 1,474,000 | 2,236,000 | 2,672,000 | 2,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,695,000 | 17,060,000 | 15,468,000 | 17,059,000 |
| Interest-bearing deposits | 11,099,000 | 12,979,000 | 12,234,000 | 14,556,000 |
| Noninterest-bearing deposits | 4,596,000 | 4,081,000 | 3,234,000 | 2,503,000 |
| Equity capital | 2,934,000 | 2,841,000 | 2,810,000 | 2,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 511,000 | 770,000 | 1,055,000 |
| Interest expense | 112,000 | 206,000 | 299,000 | 420,000 |
| Net interest income | 159,000 | 305,000 | 471,000 | 635,000 |
| Noninterest income | 103,000 | 195,000 | 294,000 | 397,000 |
| Noninterest expense | 356,000 | 711,000 | 1,019,000 | 1,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -94,000 | -211,000 | -254,000 | -258,000 |
| Income tax | -36,000 | -77,000 | -77,000 | -77,000 |
| Net income | -58,000 | -134,000 | -177,000 | -181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,472,000 | 2,386,000 | 2,344,000 | 2,339,000 |
| Total capital | 2,644,000 | 2,594,000 | 2,530,000 | 2,557,000 |
| Risk-weighted assets | 13,468,000 | 16,348,000 | 14,626,000 | 17,182,000 |