Call reports 2007
EASTBANK — 2007
What EASTBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,083,000 | 20,875,000 | 20,835,000 | 21,166,000 |
| Total loans | 14,963,000 | 14,683,000 | 13,604,000 | 11,272,000 |
| Allowance for loan losses | 620,000 | 635,000 | 448,000 | 451,000 |
| Securities available for sale | 2,004,000 | 1,446,000 | 1,460,000 | 1,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,216,000 | 16,093,000 | 15,745,000 | 16,504,000 |
| Interest-bearing deposits | 14,086,000 | 12,898,000 | 12,727,000 | 12,088,000 |
| Noninterest-bearing deposits | 3,130,000 | 3,195,000 | 3,018,000 | 4,416,000 |
| Equity capital | 2,873,000 | 2,844,000 | 3,021,000 | 2,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 782,000 | 1,113,000 | 1,433,000 |
| Interest expense | 182,000 | 362,000 | 526,000 | 681,000 |
| Net interest income | 202,000 | 420,000 | 587,000 | 752,000 |
| Noninterest income | 93,000 | 200,000 | 395,000 | 499,000 |
| Noninterest expense | 384,000 | 746,000 | 1,026,000 | 1,357,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | -89,000 | -126,000 | 156,000 | 94,000 |
| Income tax | -36,000 | -51,000 | 63,000 | 40,000 |
| Net income | -53,000 | -75,000 | 93,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,439,000 | 2,417,000 | 2,585,000 | 2,546,000 |
| Total capital | 2,657,000 | 2,631,000 | 2,790,000 | 2,721,000 |
| Risk-weighted assets | 17,036,000 | 16,723,000 | 16,231,000 | 13,760,000 |