Call reports 2006
EASTBANK — 2006
What EASTBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,530,000 | 24,669,000 | 23,304,000 | 21,159,000 |
| Total loans | 13,087,000 | 13,104,000 | 13,032,000 | 12,699,000 |
| Allowance for loan losses | 728,000 | 708,000 | 624,000 | 560,000 |
| Securities available for sale | 0 | 1,987,000 | 2,007,000 | 2,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,345,000 | 17,665,000 | 17,963,000 | 16,223,000 |
| Interest-bearing deposits | 12,568,000 | 13,753,000 | 14,252,000 | 13,356,000 |
| Noninterest-bearing deposits | 3,777,000 | 3,912,000 | 3,711,000 | 2,867,000 |
| Equity capital | 3,008,000 | 2,974,000 | 2,927,000 | 2,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 731,000 | 1,116,000 | 1,548,000 |
| Interest expense | 119,000 | 261,000 | 429,000 | 611,000 |
| Net interest income | 234,000 | 470,000 | 687,000 | 937,000 |
| Noninterest income | 93,000 | 197,000 | 308,000 | 414,000 |
| Noninterest expense | 413,000 | 806,000 | 1,216,000 | 1,588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -86,000 | -139,000 | -221,000 | -237,000 |
| Income tax | -33,000 | -56,000 | -79,000 | -96,000 |
| Net income | -53,000 | -83,000 | -142,000 | -141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,008,000 | 2,978,000 | 2,919,000 | 2,920,000 |
| Total capital | 3,207,000 | 3,183,000 | 3,110,000 | 3,106,000 |
| Risk-weighted assets | 15,958,000 | 15,890,000 | 15,402,000 | 14,626,000 |