Call reports 2004
EASTBANK — 2004
What EASTBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,212,000 | 32,819,000 | 34,073,000 | 31,970,000 |
| Total loans | 26,699,000 | 27,034,000 | 29,215,000 | 28,772,000 |
| Allowance for loan losses | 496,000 | 489,000 | 517,000 | 1,182,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,351,000 | 25,147,000 | 26,229,000 | 24,519,000 |
| Interest-bearing deposits | 19,043,000 | 19,881,000 | 19,495,000 | 18,742,000 |
| Noninterest-bearing deposits | 5,308,000 | 5,266,000 | 6,734,000 | 5,777,000 |
| Equity capital | 3,204,000 | 3,328,000 | 3,405,000 | 3,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,090,000 | 1,638,000 | 2,206,000 |
| Interest expense | 134,000 | 266,000 | 403,000 | 543,000 |
| Net interest income | 379,000 | 824,000 | 1,235,000 | 1,663,000 |
| Noninterest income | 184,000 | 398,000 | 592,000 | 775,000 |
| Noninterest expense | 376,000 | 780,000 | 1,226,000 | 1,607,000 |
| Provision for loan losses | 20,000 | 85,000 | 135,000 | 858,000 |
| Pretax income | 167,000 | 357,000 | 466,000 | -27,000 |
| Income tax | 59,000 | 125,000 | 157,000 | -73,000 |
| Net income | 108,000 | 232,000 | 309,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,204,000 | 3,328,000 | 3,405,000 | 3,142,000 |
| Total capital | 3,521,000 | 3,701,000 | 3,762,000 | 3,502,000 |
| Risk-weighted assets | 25,189,000 | 30,259,000 | 28,319,000 | 28,516,000 |