Call reports 2003
EASTBANK — 2003
What EASTBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,197,000 | 26,083,000 | 27,044,000 | 29,160,000 |
| Total loans | 22,377,000 | 23,459,000 | 24,043,000 | 26,367,000 |
| Allowance for loan losses | 400,000 | 439,000 | 469,000 | 476,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,969,000 | 21,693,000 | 20,636,000 | 22,148,000 |
| Interest-bearing deposits | 16,566,000 | 15,504,000 | 15,568,000 | 17,782,000 |
| Noninterest-bearing deposits | 6,403,000 | 6,189,000 | 5,068,000 | 4,366,000 |
| Equity capital | 2,857,000 | 2,918,000 | 2,990,000 | 3,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 957,000 | 1,453,000 | 1,941,000 |
| Interest expense | 108,000 | 217,000 | 323,000 | 439,000 |
| Net interest income | 371,000 | 740,000 | 1,130,000 | 1,502,000 |
| Noninterest income | 83,000 | 197,000 | 322,000 | 493,000 |
| Noninterest expense | 372,000 | 714,000 | 1,080,000 | 1,445,000 |
| Provision for loan losses | 55,000 | 100,000 | 135,000 | 145,000 |
| Pretax income | 27,000 | 123,000 | 237,000 | 405,000 |
| Income tax | 10,000 | 45,000 | 87,000 | 149,000 |
| Net income | 17,000 | 78,000 | 150,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,857,000 | 2,918,000 | 2,990,000 | 3,096,000 |
| Total capital | 3,125,000 | 3,194,000 | 3,288,000 | 3,408,000 |
| Risk-weighted assets | 21,838,000 | 22,171,000 | 23,697,000 | 24,799,000 |