Call reports 2002
EASTBANK — 2002
What EASTBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,608,000 | 23,809,000 | 32,809,000 | 26,284,000 |
| Total loans | 19,280,000 | 19,396,000 | 22,732,000 | 23,108,000 |
| Allowance for loan losses | 289,000 | 321,000 | 340,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,678,000 | 18,760,000 | 27,707,000 | 21,141,000 |
| Interest-bearing deposits | 12,448,000 | 12,473,000 | 13,592,000 | 15,268,000 |
| Noninterest-bearing deposits | 5,230,000 | 6,287,000 | 14,115,000 | 5,873,000 |
| Equity capital | 2,673,000 | 2,766,000 | 2,801,000 | 2,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 785,000 | 1,257,000 | 1,758,000 |
| Interest expense | 123,000 | 238,000 | 357,000 | 469,000 |
| Net interest income | 259,000 | 547,000 | 900,000 | 1,289,000 |
| Noninterest income | 62,000 | 127,000 | 208,000 | 281,000 |
| Noninterest expense | 285,000 | 605,000 | 940,000 | 1,276,000 |
| Provision for loan losses | 35,000 | 78,000 | 131,000 | 206,000 |
| Pretax income | 1,000 | -9,000 | 37,000 | 88,000 |
| Income tax | -12,000 | -15,000 | -4,000 | 8,000 |
| Net income | 13,000 | 6,000 | 41,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,673,000 | 2,766,000 | 2,801,000 | 2,840,000 |
| Total capital | 2,905,000 | 2,998,000 | 3,072,000 | 3,105,000 |
| Risk-weighted assets | 18,475,000 | 18,468,000 | 21,720,000 | 21,220,000 |