Call reports 2001
EASTBANK — 2001
What EASTBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,412,000 | 13,544,000 | 17,756,000 | 21,400,000 |
| Total loans | 7,691,000 | 11,767,000 | 15,346,000 | 18,214,000 |
| Allowance for loan losses | 83,000 | 131,000 | 192,000 | 254,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,648,000 | 10,564,000 | 14,792,000 | 17,702,000 |
| Interest-bearing deposits | 6,216,000 | 6,689,000 | 10,295,000 | 11,125,000 |
| Noninterest-bearing deposits | 3,432,000 | 3,875,000 | 4,497,000 | 6,577,000 |
| Equity capital | 2,735,000 | 2,717,000 | 2,660,000 | 2,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 554,000 | 900,000 | 1,285,000 |
| Interest expense | 61,000 | 138,000 | 249,000 | 373,000 |
| Net interest income | 200,000 | 416,000 | 651,000 | 912,000 |
| Noninterest income | 11,000 | 30,000 | 67,000 | 116,000 |
| Noninterest expense | 204,000 | 416,000 | 701,000 | 949,000 |
| Provision for loan losses | 20,000 | 68,000 | 129,000 | 191,000 |
| Pretax income | -13,000 | -38,000 | -112,000 | -112,000 |
| Income tax | -3,000 | -10,000 | -27,000 | -27,000 |
| Net income | -10,000 | -28,000 | -85,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,708,000 | 2,717,000 | 2,582,000 | 2,627,000 |
| Total capital | 2,791,000 | 2,848,000 | 2,763,000 | 2,845,000 |
| Risk-weighted assets | 8,689,000 | 11,370,000 | 14,485,000 | 17,436,000 |