Call reports 2003
COMMUNITY BANK OF GRANTS PASS — 2003
What COMMUNITY BANK OF GRANTS PASS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,770,000 | 48,852,000 | 49,059,000 | 47,418,000 |
| Total loans | 34,042,000 | 34,958,000 | 34,412,000 | 35,909,000 |
| Allowance for loan losses | 346,000 | 349,000 | 339,000 | 352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,523,000 | 43,475,000 | 43,519,000 | 41,955,000 |
| Interest-bearing deposits | 35,548,000 | 35,631,000 | 35,160,000 | 33,611,000 |
| Noninterest-bearing deposits | 6,975,000 | 7,844,000 | 8,359,000 | 8,344,000 |
| Equity capital | 4,997,000 | 5,170,000 | 5,341,000 | 5,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,574,000 | 2,326,000 | 3,074,000 |
| Interest expense | 176,000 | 346,000 | 495,000 | 618,000 |
| Net interest income | 610,000 | 1,228,000 | 1,831,000 | 2,456,000 |
| Noninterest income | 123,000 | 248,000 | 362,000 | 448,000 |
| Noninterest expense | 461,000 | 907,000 | 1,441,000 | 1,929,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 242,000 |
| Pretax income | 252,000 | 539,000 | 722,000 | 733,000 |
| Income tax | 98,000 | 212,000 | 294,000 | 316,000 |
| Net income | 154,000 | 327,000 | 428,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,997,000 | 5,170,000 | 5,341,000 | 5,330,000 |
| Total capital | 5,343,000 | 5,519,000 | 5,680,000 | 5,682,000 |
| Risk-weighted assets | 37,248,000 | 38,030,000 | 37,640,000 | 38,617,000 |