Call reports 2002
COMMUNITY BANK OF GRANTS PASS — 2002
What COMMUNITY BANK OF GRANTS PASS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,925,000 | 44,072,000 | 47,615,000 | 47,748,000 |
| Total loans | 34,314,000 | 35,710,000 | 35,122,000 | 35,577,000 |
| Allowance for loan losses | 390,000 | 375,000 | 372,000 | 362,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,333,000 | 39,286,000 | 42,684,000 | 42,601,000 |
| Interest-bearing deposits | 32,091,000 | 32,086,000 | 35,024,000 | 35,509,000 |
| Noninterest-bearing deposits | 6,242,000 | 7,200,000 | 7,660,000 | 7,092,000 |
| Equity capital | 4,380,000 | 4,545,000 | 4,711,000 | 4,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,658,000 | 2,500,000 | 3,312,000 |
| Interest expense | 250,000 | 457,000 | 672,000 | 873,000 |
| Net interest income | 570,000 | 1,201,000 | 1,828,000 | 2,439,000 |
| Noninterest income | 62,000 | 133,000 | 212,000 | 342,000 |
| Noninterest expense | 417,000 | 866,000 | 1,284,000 | 1,732,000 |
| Provision for loan losses | 10,000 | 20,000 | 35,000 | 45,000 |
| Pretax income | 205,000 | 448,000 | 721,000 | 1,004,000 |
| Income tax | 78,000 | 156,000 | 263,000 | 414,000 |
| Net income | 127,000 | 292,000 | 458,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,380,000 | 4,545,000 | 4,711,000 | 4,843,000 |
| Total capital | 4,770,000 | 4,920,000 | 5,083,000 | 5,205,000 |
| Risk-weighted assets | 36,331,000 | 37,876,000 | 40,239,000 | 38,518,000 |