Call reports 2001
COMMUNITY BANK OF GRANTS PASS — 2001
What COMMUNITY BANK OF GRANTS PASS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,024,000 | 44,875,000 | 44,368,000 | 43,618,000 |
| Total loans | 34,440,000 | 34,728,000 | 35,347,000 | 34,394,000 |
| Allowance for loan losses | 467,000 | 475,000 | 454,000 | 424,000 |
| Securities available for sale | 1,766,000 | 1,760,000 | 501,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,879,000 | 40,681,000 | 40,082,000 | 39,213,000 |
| Interest-bearing deposits | 38,354,000 | 35,417,000 | 33,575,000 | 33,684,000 |
| Noninterest-bearing deposits | 5,525,000 | 5,264,000 | 6,507,000 | 5,529,000 |
| Equity capital | 3,929,000 | 4,034,000 | 4,122,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,977,000 | 2,900,000 | 3,758,000 |
| Interest expense | 479,000 | 939,000 | 1,320,000 | 1,629,000 |
| Net interest income | 520,000 | 1,038,000 | 1,580,000 | 2,129,000 |
| Noninterest income | 59,000 | 117,000 | 185,000 | 244,000 |
| Noninterest expense | 391,000 | 893,000 | 1,150,000 | 1,553,000 |
| Provision for loan losses | 35,000 | 65,000 | 105,000 | 130,000 |
| Pretax income | 164,000 | 204,000 | 510,000 | 691,000 |
| Income tax | 58,000 | 0 | 215,000 | 264,000 |
| Net income | 106,000 | 204,000 | 295,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,922,000 | 4,024,000 | 4,121,000 | 4,253,000 |
| Total capital | 4,378,000 | 4,486,000 | 4,575,000 | 4,677,000 |
| Risk-weighted assets | 36,449,000 | 36,918,000 | 37,763,000 | 37,030,000 |