Call reports 2026
PEOPLES FIRST SAVINGS BANK — 2026
What PEOPLES FIRST SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 101,584,000 | 99,941,000 |
| Total loans | 88,199,000 | 88,574,000 |
| Allowance for loan losses | 624,000 | 627,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 1,457,000 | 1,206,000 |
| Trading assets | 0 | 0 |
| Total deposits | 84,942,000 | 85,526,000 |
| Interest-bearing deposits | 75,195,000 | 75,587,000 |
| Noninterest-bearing deposits | 9,747,000 | 9,939,000 |
| Equity capital | 10,036,000 | 10,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,445,000 | 2,880,000 |
| Interest expense | 580,000 | 1,147,000 |
| Net interest income | 865,000 | 1,733,000 |
| Noninterest income | 83,000 | 153,000 |
| Noninterest expense | 792,000 | 1,605,000 |
| Provision for loan losses | 3,000 | 6,000 |
| Pretax income | 153,000 | 275,000 |
| Income tax | 31,000 | 57,000 |
| Net income | 122,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,036,000 | 10,132,000 |
| Total capital | 10,660,000 | 10,759,000 |
| Risk-weighted assets | 70,190,000 | 70,045,000 |