Call reports 2024
PEOPLES FIRST SAVINGS BANK — 2024
What PEOPLES FIRST SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 98,928,000 | 100,536,000 | 102,569,000 | 104,844,000 |
| Total loans | 90,251,000 | 91,337,000 | 92,510,000 | 92,831,000 |
| Allowance for loan losses | 600,000 | 603,000 | 606,000 | 609,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 202,000 | 202,000 | 201,000 | 451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,393,000 | 78,944,000 | 82,050,000 | 83,612,000 |
| Interest-bearing deposits | 68,266,000 | 69,533,000 | 72,369,000 | 73,048,000 |
| Noninterest-bearing deposits | 9,127,000 | 9,411,000 | 9,681,000 | 10,564,000 |
| Equity capital | 9,217,000 | 9,305,000 | 9,394,000 | 9,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,759,000 | 4,228,000 | 5,716,000 |
| Interest expense | 654,000 | 1,323,000 | 2,023,000 | 2,727,000 |
| Net interest income | 704,000 | 1,436,000 | 2,205,000 | 2,989,000 |
| Noninterest income | 100,000 | 182,000 | 264,000 | 331,000 |
| Noninterest expense | 710,000 | 1,413,000 | 2,152,000 | 2,930,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 91,000 | 199,000 | 308,000 | 378,000 |
| Income tax | 17,000 | 37,000 | 57,000 | 76,000 |
| Net income | 74,000 | 162,000 | 251,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,217,000 | 9,305,000 | 9,394,000 | 9,445,000 |
| Total capital | 9,817,000 | 9,908,000 | 10,000,000 | 10,054,000 |
| Risk-weighted assets | 66,972,000 | 68,607,000 | 69,567,000 | 70,661,000 |