Call reports 2022
PEOPLES FIRST SAVINGS BANK — 2022
What PEOPLES FIRST SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 73,995,000 | 74,629,000 | 80,860,000 | 87,898,000 |
| Total loans | 62,935,000 | 66,103,000 | 72,094,000 | 80,107,000 |
| Allowance for loan losses | 576,000 | 579,000 | 582,000 | 585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 203,000 | 203,000 | 203,000 | 202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,365,000 | 64,380,000 | 67,211,000 | 68,820,000 |
| Interest-bearing deposits | 53,524,000 | 54,639,000 | 57,306,000 | 58,732,000 |
| Noninterest-bearing deposits | 9,841,000 | 9,741,000 | 9,905,000 | 10,088,000 |
| Equity capital | 8,584,000 | 8,603,000 | 8,683,000 | 8,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,431,000 | 2,247,000 | 3,205,000 |
| Interest expense | 95,000 | 187,000 | 304,000 | 535,000 |
| Net interest income | 613,000 | 1,244,000 | 1,943,000 | 2,670,000 |
| Noninterest income | 92,000 | 153,000 | 222,000 | 292,000 |
| Noninterest expense | 688,000 | 1,353,000 | 2,017,000 | 2,694,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 14,000 | 38,000 | 139,000 | 256,000 |
| Income tax | 3,000 | 8,000 | 29,000 | 49,000 |
| Net income | 11,000 | 30,000 | 110,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,584,000 | 8,603,000 | 8,683,000 | 8,780,000 |
| Total capital | 9,160,000 | 9,182,000 | 9,265,000 | 9,365,000 |
| Risk-weighted assets | 51,280,000 | 52,768,000 | 56,322,000 | 61,589,000 |
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