Call reports 2021
PEOPLES FIRST SAVINGS BANK — 2021
What PEOPLES FIRST SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,798,000 | 69,478,000 | 69,725,000 | 68,860,000 |
| Total loans | 52,560,000 | 54,369,000 | 58,002,000 | 58,887,000 |
| Allowance for loan losses | 566,000 | 568,000 | 571,000 | 573,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 454,000 | 203,000 | 203,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,080,000 | 58,545,000 | 59,043,000 | 58,356,000 |
| Interest-bearing deposits | 49,607,000 | 50,462,000 | 50,045,000 | 50,717,000 |
| Noninterest-bearing deposits | 7,473,000 | 8,083,000 | 8,998,000 | 7,639,000 |
| Equity capital | 8,397,000 | 8,467,000 | 8,557,000 | 8,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,239,000 | 1,897,000 | 2,581,000 |
| Interest expense | 102,000 | 202,000 | 290,000 | 376,000 |
| Net interest income | 505,000 | 1,037,000 | 1,607,000 | 2,205,000 |
| Noninterest income | 294,000 | 460,000 | 661,000 | 754,000 |
| Noninterest expense | 646,000 | 1,257,000 | 1,911,000 | 2,581,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 9,000 |
| Pretax income | 151,000 | 236,000 | 350,000 | 369,000 |
| Income tax | 29,000 | 44,000 | 68,000 | 71,000 |
| Net income | 122,000 | 192,000 | 282,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,467,000 | 8,557,000 | 8,574,000 |
| Total capital | 8,949,000 | 9,035,000 | 9,128,000 | 9,147,000 |
| Risk-weighted assets | 44,157,000 | 45,453,000 | 48,753,000 | 48,597,000 |
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