Call reports 2019
PEOPLES FIRST SAVINGS BANK — 2019
What PEOPLES FIRST SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 70,586,000 | 71,541,000 | 71,202,000 | 70,807,000 |
| Total loans | 55,600,000 | 56,121,000 | 55,864,000 | 54,678,000 |
| Allowance for loan losses | 563,000 | 539,000 | 546,000 | 555,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,844,000 | 1,999,000 | 1,399,000 | 901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,997,000 | 58,116,000 | 58,220,000 | 59,342,000 |
| Interest-bearing deposits | 48,674,000 | 51,368,000 | 52,532,000 | 53,564,000 |
| Noninterest-bearing deposits | 6,323,000 | 6,748,000 | 5,688,000 | 5,778,000 |
| Equity capital | 7,737,000 | 7,790,000 | 7,868,000 | 7,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,531,000 | 2,288,000 | 3,030,000 |
| Interest expense | 183,000 | 394,000 | 603,000 | 812,000 |
| Net interest income | 576,000 | 1,137,000 | 1,685,000 | 2,218,000 |
| Noninterest income | 54,000 | 122,000 | 227,000 | 342,000 |
| Noninterest expense | 542,000 | 1,098,000 | 1,646,000 | 2,194,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 79,000 | 143,000 | 239,000 | 330,000 |
| Income tax | 14,000 | 25,000 | 43,000 | 61,000 |
| Net income | 65,000 | 118,000 | 196,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,737,000 | 7,790,000 | 7,868,000 | 7,942,000 |
| Total capital | 8,275,000 | 8,329,000 | 8,414,000 | 8,497,000 |
| Risk-weighted assets | 42,979,000 | 43,809,000 | 44,389,000 | 44,373,000 |
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