Call reports 2006
ANDERSON BANK — 2006
What ANDERSON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 66,787,000 | 70,093,000 | 70,409,000 |
| Total loans | 57,831,000 | 57,557,000 | 55,236,000 |
| Allowance for loan losses | 539,000 | 537,000 | 537,000 |
| Securities available for sale | 496,000 | 498,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 59,725,000 | 62,545,000 | 62,635,000 |
| Interest-bearing deposits | 53,675,000 | 55,583,000 | 55,451,000 |
| Noninterest-bearing deposits | 6,050,000 | 6,962,000 | 7,184,000 |
| Equity capital | 6,768,000 | 7,293,000 | 7,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 1,112,000 | 2,313,000 | 3,577,000 |
| Interest expense | 431,000 | 926,000 | 1,468,000 |
| Net interest income | 681,000 | 1,387,000 | 2,109,000 |
| Noninterest income | 54,000 | 107,000 | 159,000 |
| Noninterest expense | 443,000 | 913,000 | 1,363,000 |
| Provision for loan losses | 3,000 | 5,000 | 5,000 |
| Pretax income | 289,000 | 576,000 | 900,000 |
| Income tax | 98,000 | 196,000 | 306,000 |
| Net income | 191,000 | 380,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 6,433,000 | 6,963,000 | 7,184,000 |
| Total capital | 6,972,000 | 7,500,000 | 7,721,000 |
| Risk-weighted assets | 59,164,000 | 59,982,000 | 58,072,000 |