Call reports 2004
ANDERSON BANK — 2004
What ANDERSON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,851,000 | 62,429,000 | 62,935,000 | 65,931,000 |
| Total loans | 52,654,000 | 56,293,000 | 58,381,000 | 60,019,000 |
| Allowance for loan losses | 399,000 | 411,000 | 429,000 | 473,000 |
| Securities available for sale | 502,000 | 493,000 | 499,000 | 496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,150,000 | 50,644,000 | 51,032,000 | 55,811,000 |
| Interest-bearing deposits | 43,548,000 | 45,808,000 | 46,599,000 | 50,769,000 |
| Noninterest-bearing deposits | 3,602,000 | 4,836,000 | 4,433,000 | 5,042,000 |
| Equity capital | 5,533,000 | 5,619,000 | 5,727,000 | 5,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,397,000 | 2,188,000 | 3,137,000 |
| Interest expense | 246,000 | 502,000 | 789,000 | 1,107,000 |
| Net interest income | 430,000 | 895,000 | 1,399,000 | 2,030,000 |
| Noninterest income | 43,000 | 99,000 | 149,000 | 204,000 |
| Noninterest expense | 363,000 | 732,000 | 1,111,000 | 1,530,000 |
| Provision for loan losses | 18,000 | 30,000 | 48,000 | 92,000 |
| Pretax income | 92,000 | 232,000 | 389,000 | 612,000 |
| Income tax | 31,000 | 79,000 | 132,000 | 208,000 |
| Net income | 61,000 | 153,000 | 257,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,152,000 | 5,247,000 | 5,359,000 | 5,511,000 |
| Total capital | 5,551,000 | 5,658,000 | 5,788,000 | 5,984,000 |
| Risk-weighted assets | 51,016,000 | 54,629,000 | 56,368,000 | 58,389,000 |