Call reports 2003
ANDERSON BANK — 2003
What ANDERSON BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,566,000 | 50,913,000 | 52,286,000 | 55,122,000 |
| Total loans | 43,988,000 | 42,892,000 | 47,338,000 | 50,708,000 |
| Allowance for loan losses | 417,000 | 426,000 | 366,000 | 381,000 |
| Securities available for sale | 503,000 | 501,000 | 500,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,120,000 | 44,432,000 | 43,731,000 | 45,527,000 |
| Interest-bearing deposits | 40,053,000 | 39,716,000 | 39,915,000 | 41,460,000 |
| Noninterest-bearing deposits | 4,067,000 | 4,716,000 | 3,816,000 | 4,067,000 |
| Equity capital | 5,284,000 | 5,363,000 | 5,415,000 | 5,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,278,000 | 1,891,000 | 2,542,000 |
| Interest expense | 239,000 | 477,000 | 709,000 | 945,000 |
| Net interest income | 409,000 | 801,000 | 1,182,000 | 1,597,000 |
| Noninterest income | 72,000 | 164,000 | 228,000 | 278,000 |
| Noninterest expense | 352,000 | 704,000 | 1,062,000 | 1,427,000 |
| Provision for loan losses | 20,000 | 29,000 | 39,000 | 54,000 |
| Pretax income | 109,000 | 232,000 | 309,000 | 394,000 |
| Income tax | 37,000 | 79,000 | 105,000 | 134,000 |
| Net income | 72,000 | 153,000 | 204,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,881,000 | 4,967,000 | 5,024,000 | 5,086,000 |
| Total capital | 5,298,000 | 5,393,000 | 5,390,000 | 5,467,000 |
| Risk-weighted assets | 43,216,000 | 42,694,000 | 46,624,000 | 49,194,000 |