Call reports 2002
ANDERSON BANK — 2002
What ANDERSON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,338,000 | 49,029,000 | 49,713,000 | 48,392,000 |
| Total loans | 42,585,000 | 42,022,000 | 42,711,000 | 42,952,000 |
| Allowance for loan losses | 375,000 | 378,000 | 388,000 | 397,000 |
| Securities available for sale | 0 | 0 | 512,000 | 505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,205,000 | 43,864,000 | 44,417,000 | 42,040,000 |
| Interest-bearing deposits | 38,889,000 | 40,189,000 | 39,581,000 | 37,375,000 |
| Noninterest-bearing deposits | 3,316,000 | 3,675,000 | 4,836,000 | 4,665,000 |
| Equity capital | 4,969,000 | 5,030,000 | 5,125,000 | 5,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,409,000 | 2,122,000 | 2,792,000 |
| Interest expense | 357,000 | 696,000 | 995,000 | 1,251,000 |
| Net interest income | 346,000 | 713,000 | 1,127,000 | 1,541,000 |
| Noninterest income | 45,000 | 96,000 | 154,000 | 242,000 |
| Noninterest expense | 324,000 | 661,000 | 993,000 | 1,341,000 |
| Provision for loan losses | 9,000 | 13,000 | 23,000 | 32,000 |
| Pretax income | 58,000 | 135,000 | 265,000 | 410,000 |
| Income tax | 0 | 16,000 | 59,000 | 103,000 |
| Net income | 58,000 | 119,000 | 206,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,548,000 | 4,614,000 | 4,707,000 | 4,813,000 |
| Total capital | 4,923,000 | 4,992,000 | 5,095,000 | 5,210,000 |
| Risk-weighted assets | 40,634,000 | 41,095,000 | 41,627,000 | 41,846,000 |