Call reports 2001
ANDERSON BANK — 2001
What ANDERSON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,470,000 | 41,787,000 | 49,592,000 | 47,412,000 |
| Total loans | 34,507,000 | 36,531,000 | 39,322,000 | 40,707,000 |
| Allowance for loan losses | 320,000 | 334,000 | 360,000 | 365,000 |
| Securities available for sale | 0 | 0 | 1,900,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,964,000 | 36,182,000 | 43,908,000 | 41,740,000 |
| Interest-bearing deposits | 30,757,000 | 32,700,000 | 40,596,000 | 38,134,000 |
| Noninterest-bearing deposits | 3,207,000 | 3,482,000 | 3,312,000 | 3,606,000 |
| Equity capital | 4,684,000 | 4,781,000 | 4,856,000 | 4,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,546,000 | 2,301,000 | 3,044,000 |
| Interest expense | 442,000 | 868,000 | 1,291,000 | 1,716,000 |
| Net interest income | 335,000 | 678,000 | 1,010,000 | 1,328,000 |
| Noninterest income | 32,000 | 81,000 | 119,000 | 171,000 |
| Noninterest expense | 258,000 | 533,000 | 822,000 | 1,148,000 |
| Provision for loan losses | 12,000 | 26,000 | 32,000 | 37,000 |
| Pretax income | 97,000 | 200,000 | 275,000 | 314,000 |
| Income tax | 10,000 | 16,000 | 16,000 | 6,000 |
| Net income | 87,000 | 184,000 | 259,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,684,000 | 4,781,000 | 4,133,000 | 4,182,000 |
| Total capital | 5,004,000 | 5,115,000 | 4,493,000 | 4,547,000 |
| Risk-weighted assets | 30,638,000 | 35,678,000 | 39,497,000 | 38,389,000 |