Call reports 2005
JOHNSON BANK — 2005
What JOHNSON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,619,686,000 | 2,768,628,000 | 2,802,262,000 | 2,878,696,000 |
| Total loans | 2,028,249,000 | 2,173,908,000 | 2,222,923,000 | 2,313,603,000 |
| Allowance for loan losses | 26,475,000 | 27,748,000 | 29,724,000 | 30,909,000 |
| Securities available for sale | 315,161,000 | 321,357,000 | 299,130,000 | 290,245,000 |
| Securities held to maturity | 74,202,000 | 69,873,000 | 66,922,000 | 62,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,040,647,000 | 2,097,517,000 | 2,147,226,000 | 2,154,149,000 |
| Interest-bearing deposits | 1,878,297,000 | 1,946,429,000 | 1,990,739,000 | 1,987,710,000 |
| Noninterest-bearing deposits | 162,350,000 | 151,088,000 | 156,487,000 | 166,439,000 |
| Equity capital | 197,452,000 | 204,933,000 | 210,271,000 | 215,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 33,096,000 | 68,720,000 | 108,888,000 | 150,296,000 |
| Interest expense | 11,119,000 | 24,745,000 | 40,261,000 | 58,139,000 |
| Net interest income | 21,977,000 | 43,975,000 | 68,627,000 | 92,157,000 |
| Noninterest income | 6,767,000 | 13,012,000 | 19,277,000 | 25,613,000 |
| Noninterest expense | 19,155,000 | 38,821,000 | 59,505,000 | 80,864,000 |
| Provision for loan losses | 1,523,000 | 3,046,000 | 4,797,000 | 6,092,000 |
| Pretax income | 8,066,000 | 15,122,000 | 23,551,000 | 30,753,000 |
| Income tax | 2,131,000 | 3,436,000 | 4,916,000 | 5,713,000 |
| Net income | 5,935,000 | 11,686,000 | 18,635,000 | 25,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,032,000 | 194,890,000 | 201,933,000 | 208,447,000 |
| Total capital | 258,707,000 | 262,738,000 | 271,057,000 | 285,856,000 |
| Risk-weighted assets | 2,282,345,000 | 2,397,373,000 | 2,420,943,000 | 2,502,087,000 |