Call reports 2004
JOHNSON BANK — 2004
What JOHNSON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,321,152,000 | 2,378,584,000 | 2,449,202,000 | 2,562,859,000 |
| Total loans | 1,787,770,000 | 1,796,388,000 | 1,880,647,000 | 2,013,092,000 |
| Allowance for loan losses | 24,014,000 | 24,878,000 | 25,883,000 | 26,526,000 |
| Securities available for sale | 256,552,000 | 298,843,000 | 301,707,000 | 295,231,000 |
| Securities held to maturity | 87,657,000 | 83,133,000 | 80,719,000 | 78,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,804,242,000 | 1,820,256,000 | 1,913,720,000 | 1,997,254,000 |
| Interest-bearing deposits | 1,668,056,000 | 1,693,048,000 | 1,791,998,000 | 1,927,142,000 |
| Noninterest-bearing deposits | 136,186,000 | 127,208,000 | 121,722,000 | 70,112,000 |
| Equity capital | 180,591,000 | 181,240,000 | 189,052,000 | 194,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 26,131,000 | 52,641,000 | 81,168,000 | 112,498,000 |
| Interest expense | 7,466,000 | 14,917,000 | 22,860,000 | 32,027,000 |
| Net interest income | 18,665,000 | 37,724,000 | 58,308,000 | 80,471,000 |
| Noninterest income | 7,085,000 | 14,920,000 | 22,184,000 | 29,989,000 |
| Noninterest expense | 18,657,000 | 37,745,000 | 57,510,000 | 78,111,000 |
| Provision for loan losses | 1,272,000 | 2,545,000 | 3,817,000 | 5,089,000 |
| Pretax income | 5,924,000 | 12,617,000 | 19,374,000 | 27,498,000 |
| Income tax | 1,542,000 | 3,238,000 | 5,039,000 | 6,855,000 |
| Net income | 4,382,000 | 9,379,000 | 14,335,000 | 20,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,695,000 | 171,702,000 | 176,729,000 | 183,041,000 |
| Total capital | 226,209,000 | 231,580,000 | 236,312,000 | 252,867,000 |
| Risk-weighted assets | 2,016,775,000 | 2,042,072,000 | 2,124,588,000 | 2,247,138,000 |