Call reports 2007
SLEEPY HOLLOW BANK — 2007
What SLEEPY HOLLOW BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 247,902,000 | 252,113,000 | 244,941,000 | 241,088,000 |
| Total loans | 166,279,000 | 163,364,000 | 160,981,000 | 156,185,000 |
| Allowance for loan losses | 1,373,000 | 1,374,000 | 1,261,000 | 1,213,000 |
| Securities available for sale | 42,464,000 | 39,207,000 | 33,956,000 | 37,028,000 |
| Securities held to maturity | 20,203,000 | 18,511,000 | 18,141,000 | 17,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,549,000 | 231,143,000 | 224,515,000 | 219,965,000 |
| Interest-bearing deposits | 193,970,000 | 200,776,000 | 194,753,000 | 192,270,000 |
| Noninterest-bearing deposits | 31,579,000 | 30,367,000 | 29,762,000 | 27,695,000 |
| Equity capital | 20,250,000 | 19,996,000 | 20,121,000 | 19,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,423,000 | 9,719,000 | 12,887,000 |
| Interest expense | 1,713,000 | 3,470,000 | 5,274,000 | 7,051,000 |
| Net interest income | 1,499,000 | 2,953,000 | 4,445,000 | 5,836,000 |
| Noninterest income | 320,000 | 664,000 | 903,000 | 1,146,000 |
| Noninterest expense | 1,432,000 | 2,984,000 | 4,715,000 | 7,921,000 |
| Provision for loan losses | 21,000 | 277,000 | 437,000 | 437,000 |
| Pretax income | 363,000 | 353,000 | 193,000 | -1,379,000 |
| Income tax | 58,000 | 26,000 | -122,000 | -440,000 |
| Net income | 305,000 | 327,000 | 315,000 | -939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,560,000 | 20,382,000 | 20,243,000 | 19,095,000 |
| Total capital | 21,933,000 | 21,756,000 | 21,504,000 | 20,308,000 |
| Risk-weighted assets | 160,778,000 | 161,043,000 | 157,321,000 | 154,530,000 |