Call reports 2006
SLEEPY HOLLOW BANK — 2006
What SLEEPY HOLLOW BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 269,148,000 | 273,044,000 | 261,309,000 | 262,323,000 |
| Total loans | 167,641,000 | 170,303,000 | 169,952,000 | 169,647,000 |
| Allowance for loan losses | 1,535,000 | 1,527,000 | 1,447,000 | 1,344,000 |
| Securities available for sale | 48,766,000 | 50,639,000 | 50,129,000 | 47,780,000 |
| Securities held to maturity | 21,840,000 | 20,954,000 | 20,989,000 | 20,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,809,000 | 250,429,000 | 236,735,000 | 236,406,000 |
| Interest-bearing deposits | 217,789,000 | 217,199,000 | 205,329,000 | 201,221,000 |
| Noninterest-bearing deposits | 29,020,000 | 33,230,000 | 31,406,000 | 35,185,000 |
| Equity capital | 19,625,000 | 19,727,000 | 19,881,000 | 20,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,178,000 | 6,577,000 | 9,930,000 | 13,239,000 |
| Interest expense | 1,491,000 | 3,169,000 | 4,886,000 | 6,618,000 |
| Net interest income | 1,687,000 | 3,408,000 | 5,044,000 | 6,621,000 |
| Noninterest income | 486,000 | 878,000 | 1,262,000 | 1,595,000 |
| Noninterest expense | 1,914,000 | 3,561,000 | 5,214,000 | 6,720,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 184,000 | 650,000 | 1,017,000 | 1,421,000 |
| Income tax | 13,000 | 89,000 | 150,000 | 275,000 |
| Net income | 171,000 | 561,000 | 867,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,392,000 | 20,591,000 | 20,393,000 | 20,454,000 |
| Total capital | 21,927,000 | 22,118,000 | 21,840,000 | 21,798,000 |
| Risk-weighted assets | 160,303,000 | 166,325,000 | 165,175,000 | 166,028,000 |