Call reports 2005
SLEEPY HOLLOW BANK — 2005
What SLEEPY HOLLOW BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 240,594,000 | 250,926,000 | 252,822,000 | 251,451,000 |
| Total loans | 151,204,000 | 161,086,000 | 156,708,000 | 159,121,000 |
| Allowance for loan losses | 1,183,000 | 1,226,000 | 1,236,000 | 1,483,000 |
| Securities available for sale | 48,309,000 | 49,887,000 | 52,105,000 | 50,018,000 |
| Securities held to maturity | 20,465,000 | 20,631,000 | 21,035,000 | 21,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,116,000 | 229,919,000 | 231,878,000 | 230,363,000 |
| Interest-bearing deposits | 199,075,000 | 201,896,000 | 203,881,000 | 202,533,000 |
| Noninterest-bearing deposits | 26,041,000 | 28,023,000 | 27,997,000 | 27,830,000 |
| Equity capital | 14,786,000 | 20,258,000 | 20,018,000 | 19,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,584,000 | 8,662,000 | 11,716,000 |
| Interest expense | 997,000 | 2,088,000 | 3,311,000 | 4,603,000 |
| Net interest income | 1,804,000 | 3,496,000 | 5,351,000 | 7,113,000 |
| Noninterest income | 612,000 | 1,410,000 | 2,230,000 | 2,720,000 |
| Noninterest expense | 1,973,000 | 3,949,000 | 6,090,000 | 7,595,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 394,000 |
| Pretax income | 398,000 | 867,000 | 1,353,000 | 1,819,000 |
| Income tax | 84,000 | 194,000 | 310,000 | 429,000 |
| Net income | 314,000 | 673,000 | 1,043,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,396,000 | 20,614,000 | 20,574,000 | 20,402,000 |
| Total capital | 16,579,000 | 21,840,000 | 21,810,000 | 21,885,000 |
| Risk-weighted assets | 135,986,000 | 142,556,000 | 142,443,000 | 146,612,000 |