Call reports 2004
SLEEPY HOLLOW BANK — 2004
What SLEEPY HOLLOW BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 210,100,000 | 237,337,000 | 247,332,000 | 245,432,000 |
| Total loans | 109,396,000 | 144,981,000 | 150,199,000 | 154,726,000 |
| Allowance for loan losses | 1,113,000 | 1,156,000 | 1,154,000 | 1,162,000 |
| Securities available for sale | 70,741,000 | 58,141,000 | 49,628,000 | 47,967,000 |
| Securities held to maturity | 19,671,000 | 21,047,000 | 20,925,000 | 20,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,663,000 | 222,736,000 | 231,686,000 | 229,368,000 |
| Interest-bearing deposits | 173,512,000 | 201,266,000 | 208,968,000 | 205,180,000 |
| Noninterest-bearing deposits | 21,151,000 | 21,470,000 | 22,718,000 | 24,188,000 |
| Equity capital | 14,483,000 | 13,747,000 | 14,723,000 | 14,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,870,000 | 7,620,000 | 10,407,000 |
| Interest expense | 846,000 | 1,834,000 | 2,887,000 | 3,929,000 |
| Net interest income | 1,465,000 | 3,036,000 | 4,733,000 | 6,478,000 |
| Noninterest income | 665,000 | 859,000 | 1,202,000 | 1,573,000 |
| Noninterest expense | 1,848,000 | 3,335,000 | 4,814,000 | 6,270,000 |
| Provision for loan losses | 58,000 | 115,000 | 115,000 | 135,000 |
| Pretax income | 224,000 | 473,000 | 1,056,000 | 1,697,000 |
| Income tax | 14,000 | 52,000 | 204,000 | 436,000 |
| Net income | 210,000 | 421,000 | 852,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,209,000 | 14,468,000 | 14,926,000 | 15,101,000 |
| Total capital | 15,322,000 | 15,624,000 | 16,080,000 | 16,263,000 |
| Risk-weighted assets | 114,861,000 | 128,668,000 | 132,332,000 | 136,514,000 |