Call reports 2003
SLEEPY HOLLOW BANK — 2003
What SLEEPY HOLLOW BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,601,000 | 181,299,000 | 190,356,000 | 207,935,000 |
| Total loans | 81,389,000 | 92,736,000 | 104,855,000 | 118,357,000 |
| Allowance for loan losses | 849,000 | 869,000 | 965,000 | 1,066,000 |
| Securities available for sale | 55,351,000 | 61,762,000 | 60,287,000 | 56,378,000 |
| Securities held to maturity | 9,217,000 | 13,812,000 | 15,594,000 | 18,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,158,000 | 169,503,000 | 175,095,000 | 192,634,000 |
| Interest-bearing deposits | 142,569,000 | 152,994,000 | 155,952,000 | 171,679,000 |
| Noninterest-bearing deposits | 14,589,000 | 16,509,000 | 19,143,000 | 20,955,000 |
| Equity capital | 10,484,000 | 10,816,000 | 14,447,000 | 13,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,301,000 | 6,600,000 | 9,065,000 |
| Interest expense | 825,000 | 1,604,000 | 2,342,000 | 3,158,000 |
| Net interest income | 1,292,000 | 2,697,000 | 4,258,000 | 5,907,000 |
| Noninterest income | 546,000 | 1,140,000 | 1,780,000 | 2,207,000 |
| Noninterest expense | 1,547,000 | 3,189,000 | 4,811,000 | 6,472,000 |
| Provision for loan losses | 50,000 | 100,000 | 200,000 | 305,000 |
| Pretax income | 256,000 | 739,000 | 1,218,000 | 1,631,000 |
| Income tax | 72,000 | 254,000 | 361,000 | 565,000 |
| Net income | 184,000 | 485,000 | 857,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,766,000 | 10,066,000 | 13,971,000 | 13,775,000 |
| Total capital | 10,615,000 | 10,935,000 | 14,936,000 | 14,841,000 |
| Risk-weighted assets | 96,171,000 | 106,060,000 | 115,345,000 | 113,511,000 |