Call reports 2015
SOUTH END SAVINGS, SB — 2015
What SOUTH END SAVINGS, SB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 33,828,000 | 33,134,000 |
| Total loans | 11,935,000 | 11,194,000 |
| Allowance for loan losses | 95,000 | 95,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 15,177,000 | 15,115,000 |
| Trading assets | 0 | 0 |
| Total deposits | 28,543,000 | 27,884,000 |
| Interest-bearing deposits | 28,028,000 | 27,230,000 |
| Noninterest-bearing deposits | 515,000 | 654,000 |
| Equity capital | 5,195,000 | 5,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 243,000 | 478,000 |
| Interest expense | 39,000 | 77,000 |
| Net interest income | 204,000 | 401,000 |
| Noninterest income | 10,000 | 21,000 |
| Noninterest expense | 251,000 | 493,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -37,000 | -71,000 |
| Income tax | -1,000 | -1,000 |
| Net income | -36,000 | -70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 5,195,000 | 5,161,000 |
| Total capital | 5,290,000 | 5,256,000 |
| Risk-weighted assets | 11,059,000 | 10,667,000 |