Call reports 2001
SOUTH END SAVINGS, SB — 2001
What SOUTH END SAVINGS, SB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,496,000 | 38,702,000 | 39,414,000 | 39,145,000 |
| Total loans | 18,263,000 | 19,592,000 | 19,160,000 | 18,379,000 |
| Allowance for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,505,000 | 12,816,000 | 11,720,000 | 15,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,341,000 | 33,493,000 | 34,155,000 | 33,843,000 |
| Interest-bearing deposits | 31,759,000 | 32,286,000 | 33,407,000 | 33,194,000 |
| Noninterest-bearing deposits | 582,000 | 1,207,000 | 748,000 | 649,000 |
| Equity capital | 4,801,000 | 4,838,000 | 4,869,000 | 4,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,264,000 | 1,856,000 | 2,429,000 |
| Interest expense | 381,000 | 752,000 | 1,107,000 | 1,404,000 |
| Net interest income | 261,000 | 512,000 | 749,000 | 1,025,000 |
| Noninterest income | 25,000 | 48,000 | 73,000 | 96,000 |
| Noninterest expense | 212,000 | 432,000 | 650,000 | 863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 128,000 | 172,000 | 258,000 |
| Income tax | 26,000 | 43,000 | 56,000 | 85,000 |
| Net income | 48,000 | 85,000 | 116,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,801,000 | 4,838,000 | 4,869,000 | 4,926,000 |
| Total capital | 4,821,000 | 4,858,000 | 4,889,000 | 4,946,000 |
| Risk-weighted assets | 12,891,000 | 13,669,000 | 13,404,000 | 13,213,000 |