Call reports 2020
OKLAHOMA STATE BANK — 2020
What OKLAHOMA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,293,000 | 177,628,000 | 213,227,000 | 221,735,000 |
| Total loans | 130,398,000 | 130,268,000 | 130,467,000 | 135,412,000 |
| Allowance for loan losses | 2,244,000 | 2,304,000 | 2,682,000 | 2,729,000 |
| Securities available for sale | 12,139,000 | 13,899,000 | 42,984,000 | 28,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,898,000 | 145,424,000 | 181,476,000 | 194,948,000 |
| Interest-bearing deposits | 95,654,000 | 99,037,000 | 127,651,000 | 129,959,000 |
| Noninterest-bearing deposits | 37,244,000 | 46,387,000 | 53,825,000 | 64,989,000 |
| Equity capital | 18,825,000 | 25,699,000 | 25,929,000 | 22,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,152,000 | 6,183,000 | 8,184,000 |
| Interest expense | 430,000 | 811,000 | 1,192,000 | 1,550,000 |
| Net interest income | 1,656,000 | 3,341,000 | 4,991,000 | 6,634,000 |
| Noninterest income | 231,000 | 425,000 | 704,000 | 969,000 |
| Noninterest expense | 1,301,000 | 2,516,000 | 3,554,000 | 4,848,000 |
| Provision for loan losses | 45,000 | 90,000 | 465,000 | 510,000 |
| Pretax income | 541,000 | 1,192,000 | 1,708,000 | 2,277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 541,000 | 1,192,000 | 1,708,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,600,000 | 25,230,000 | 25,361,000 | 19,586,000 |
| Total capital | 20,027,000 | 26,770,000 | 26,978,000 | 21,356,000 |
| Risk-weighted assets | 113,403,000 | 122,474,000 | 128,361,000 | 140,665,000 |