Call reports 2019
OKLAHOMA STATE BANK — 2019
What OKLAHOMA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 153,571,000 | 151,519,000 | 149,123,000 | 154,754,000 |
| Total loans | 126,983,000 | 126,797,000 | 125,324,000 | 127,749,000 |
| Allowance for loan losses | 2,272,000 | 2,348,000 | 2,417,000 | 2,167,000 |
| Securities available for sale | 13,083,000 | 14,214,000 | 13,157,000 | 13,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,939,000 | 126,576,000 | 123,669,000 | 129,360,000 |
| Interest-bearing deposits | 93,099,000 | 90,254,000 | 87,462,000 | 90,773,000 |
| Noninterest-bearing deposits | 35,840,000 | 36,322,000 | 36,207,000 | 38,587,000 |
| Equity capital | 17,654,000 | 18,101,000 | 18,483,000 | 18,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,113,000 | 6,195,000 | 8,267,000 |
| Interest expense | 414,000 | 839,000 | 1,302,000 | 1,737,000 |
| Net interest income | 1,622,000 | 3,274,000 | 4,893,000 | 6,530,000 |
| Noninterest income | 245,000 | 483,000 | 775,000 | 1,025,000 |
| Noninterest expense | 1,166,000 | 2,419,000 | 3,641,000 | 4,934,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 656,000 | 1,248,000 | 1,892,000 | 2,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 656,000 | 1,248,000 | 1,892,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,494,000 | 17,758,000 | 18,107,000 | 18,334,000 |
| Total capital | 18,882,000 | 19,141,000 | 19,448,000 | 19,742,000 |
| Risk-weighted assets | 110,221,000 | 109,738,000 | 106,206,000 | 111,927,000 |