Call reports 2017
OKLAHOMA STATE BANK — 2017
What OKLAHOMA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,539,000 | 147,582,000 | 142,387,000 | 144,307,000 |
| Total loans | 118,765,000 | 120,758,000 | 121,426,000 | 126,364,000 |
| Allowance for loan losses | 1,725,000 | 1,979,000 | 2,165,000 | 2,252,000 |
| Securities available for sale | 8,475,000 | 8,046,000 | 7,377,000 | 8,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,798,000 | 131,835,000 | 126,173,000 | 127,552,000 |
| Interest-bearing deposits | 81,210,000 | 80,824,000 | 83,902,000 | 80,818,000 |
| Noninterest-bearing deposits | 44,588,000 | 51,011,000 | 42,271,000 | 46,734,000 |
| Equity capital | 14,774,000 | 15,192,000 | 15,546,000 | 15,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,763,000 | 3,661,000 | 5,608,000 | 7,575,000 |
| Interest expense | 224,000 | 444,000 | 656,000 | 879,000 |
| Net interest income | 1,539,000 | 3,217,000 | 4,952,000 | 6,696,000 |
| Noninterest income | 278,000 | 549,000 | 879,000 | 1,137,000 |
| Noninterest expense | 1,160,000 | 2,306,000 | 3,511,000 | 4,779,000 |
| Provision for loan losses | 70,000 | 230,000 | 425,000 | 500,000 |
| Pretax income | 587,000 | 1,230,000 | 1,895,000 | 2,554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 587,000 | 1,230,000 | 1,895,000 | 2,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,758,000 | 15,165,000 | 15,510,000 | 15,837,000 |
| Total capital | 16,105,000 | 16,559,000 | 16,871,000 | 17,184,000 |
| Risk-weighted assets | 107,455,000 | 110,995,000 | 108,098,000 | 106,922,000 |