Call reports 2016
OKLAHOMA STATE BANK — 2016
What OKLAHOMA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 136,356,000 | 140,620,000 | 140,801,000 | 140,985,000 |
| Total loans | 112,013,000 | 116,700,000 | 117,843,000 | 120,757,000 |
| Allowance for loan losses | 1,742,000 | 1,823,000 | 1,968,000 | 1,664,000 |
| Securities available for sale | 10,559,000 | 9,815,000 | 9,122,000 | 8,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,940,000 | 124,731,000 | 124,642,000 | 124,659,000 |
| Interest-bearing deposits | 78,909,000 | 85,212,000 | 80,411,000 | 78,805,000 |
| Noninterest-bearing deposits | 42,031,000 | 39,519,000 | 44,231,000 | 45,854,000 |
| Equity capital | 13,583,000 | 14,018,000 | 14,227,000 | 14,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,334,000 | 5,113,000 | 6,926,000 |
| Interest expense | 210,000 | 425,000 | 648,000 | 864,000 |
| Net interest income | 1,370,000 | 2,909,000 | 4,465,000 | 6,062,000 |
| Noninterest income | 256,000 | 565,000 | 873,000 | 1,135,000 |
| Noninterest expense | 1,089,000 | 2,232,000 | 3,416,000 | 4,623,000 |
| Provision for loan losses | 0 | 45,000 | 156,000 | 241,000 |
| Pretax income | 537,000 | 1,222,000 | 1,791,000 | 2,358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 1,222,000 | 1,791,000 | 2,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,527,000 | 13,945,000 | 14,171,000 | 14,454,000 |
| Total capital | 14,826,000 | 15,312,000 | 15,585,000 | 15,822,000 |
| Risk-weighted assets | 103,477,000 | 108,922,000 | 112,571,000 | 109,179,000 |