Call reports 2015
OKLAHOMA STATE BANK — 2015
What OKLAHOMA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,929,000 | 125,310,000 | 131,546,000 | 133,913,000 |
| Total loans | 97,851,000 | 103,465,000 | 104,577,000 | 106,370,000 |
| Allowance for loan losses | 1,429,000 | 1,552,000 | 1,712,000 | 1,713,000 |
| Securities available for sale | 16,019,000 | 14,088,000 | 11,183,000 | 11,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,724,000 | 110,030,000 | 116,529,000 | 118,677,000 |
| Interest-bearing deposits | 79,742,000 | 72,470,000 | 76,152,000 | 76,209,000 |
| Noninterest-bearing deposits | 27,981,000 | 37,560,000 | 40,377,000 | 42,468,000 |
| Equity capital | 13,102,000 | 12,686,000 | 13,007,000 | 13,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,239,000 | 4,940,000 | 6,548,000 |
| Interest expense | 202,000 | 393,000 | 605,000 | 819,000 |
| Net interest income | 1,336,000 | 2,846,000 | 4,335,000 | 5,729,000 |
| Noninterest income | 250,000 | 519,000 | 889,000 | 1,165,000 |
| Noninterest expense | 1,020,000 | 2,077,000 | 3,150,000 | 4,080,000 |
| Provision for loan losses | 45,000 | 241,000 | 434,000 | 464,000 |
| Pretax income | 517,000 | 1,043,000 | 1,630,000 | 2,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 1,043,000 | 1,630,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,960,000 | 12,594,000 | 12,921,000 | 13,340,000 |
| Total capital | 14,119,000 | 13,821,000 | 14,130,000 | 14,591,000 |
| Risk-weighted assets | 92,503,000 | 97,879,000 | 96,241,000 | 99,688,000 |