Call reports 2014
OKLAHOMA STATE BANK — 2014
What OKLAHOMA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,539,000 | 122,160,000 | 127,759,000 | 126,463,000 |
| Total loans | 90,021,000 | 90,912,000 | 91,953,000 | 94,176,000 |
| Allowance for loan losses | 1,262,000 | 1,160,000 | 1,339,000 | 1,382,000 |
| Securities available for sale | 18,525,000 | 16,896,000 | 17,356,000 | 18,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,764,000 | 105,035,000 | 110,287,000 | 108,991,000 |
| Interest-bearing deposits | 78,280,000 | 77,244,000 | 80,189,000 | 78,920,000 |
| Noninterest-bearing deposits | 24,484,000 | 27,792,000 | 30,097,000 | 30,070,000 |
| Equity capital | 12,013,000 | 12,305,000 | 12,579,000 | 12,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 3,013,000 | 4,566,000 | 6,068,000 |
| Interest expense | 227,000 | 453,000 | 672,000 | 884,000 |
| Net interest income | 1,239,000 | 2,560,000 | 3,894,000 | 5,184,000 |
| Noninterest income | 331,000 | 632,000 | 975,000 | 1,270,000 |
| Noninterest expense | 1,089,000 | 2,167,000 | 3,054,000 | 4,030,000 |
| Provision for loan losses | 45,000 | 90,000 | 325,000 | 395,000 |
| Pretax income | 436,000 | 935,000 | 1,481,000 | 2,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 436,000 | 935,000 | 1,481,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,858,000 | 12,141,000 | 12,438,000 | 12,706,000 |
| Total capital | 13,043,000 | 13,301,000 | 13,605,000 | 13,884,000 |
| Risk-weighted assets | 94,738,000 | 92,998,000 | 93,191,000 | 94,073,000 |